Motivated seller!
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge, a 55+ community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for easy, low-maintenance living.
The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space to gather and entertain. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, hobbies, or a home office.
Enjoy the best of Florida living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, while the screened-in patio provides a private space to relax or entertain year-round.
Now priced at $294,999, this home presents a standout opportunity as one of the few 3-bedroom options available in the community, offering added space and functionality compared to smaller homes nearby. With low HOA, newer construction, and a quiet community setting, this property is ideal for buyers seeking comfort, convenience, and value.
Ask about available buyer incentives and financing options that may help reduce your out-of-pocket costs or monthly payment.
Conveniently located near shopping, dining, and major roadways – schedule your showing today.
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge, a 55+ community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for easy, low-maintenance living.
The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space to gather and entertain. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, hobbies, or a home office.
Enjoy the best of Florida living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, while the screened-in patio provides a private space to relax or entertain year-round.
Now priced at $294,999, this home presents a standout opportunity as one of the few 3-bedroom options available in the community, offering added space and functionality compared to smaller homes nearby. With low HOA, newer construction, and a quiet community setting, this property is ideal for buyers seeking comfort, convenience, and value.
Ask about available buyer incentives and financing options that may help reduce your out-of-pocket costs or monthly payment.
Conveniently located near shopping, dining, and major roadways – schedule your showing today.
Property Details
Price:
$294,999
MLS #:
O6378059
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
UMATILLA COTTAGES AT WATERS EDGE
Neighborhood:
32784umatilladonavista
Listed Date:
Jan 30, 2026
Finished Sq Ft:
1,329
Total Sq Ft:
1,967
Lot Size:
5,968 sqft / 0.14 acres (approx)
Year Built:
2018
See this Listing
Schools
Elementary School:
Umatilla Elem
Middle School:
Umatilla Middle
High School:
Umatilla High
Interior
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Laminate
Heating
Central, Electric
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
Laundry Features
Laundry Closet
Levels
One
Exterior
Architectural Style
Contemporary, Cottage
Attached Garage YN
1
Community
55+
Construction Materials
Block, Wood Frame
Covered Spaces
1
Direction Faces
South
Exterior Features
Irrigation System, Private Mailbox
Garage Spaces
1
Lot Features
Cul-De-Sac
Parking Features
Common
Patio And Porch Features
Covered, Screened
Roof
Metal
Senior Community YN
1
Financial
HOA Fee
$200
HOA Fee Frequency
Monthly
HOA Name
Umatilla Veteran’s Village | Joseph Heagy
HOA Phone
352-648-2782
Tax Year
2025
Taxes
$332
Map
Community
- Address UMATILLA FL
- SubdivisionUMATILLA COTTAGES AT WATERS EDGE
- CityUMATILLA
- CountyLake
- Zip Code32784
Subdivisions in UMATILLA
- ACREAGE & UNREC
- BIG SCRUB CAMPSITES
- BIG TREE
- BIG TREE CAMPSITES
- BIG TREE CAMPSITES SEC D
- BIG TREE CAMPSITES SEC. D
- BRENNAND SUB
- CROOKED OAK ESTATES
- EAST UMATILLA
- EUSTIS PARK SUB
- FLORIDA ORANGE GROVE CORP
- FOREST LAKE CAMPSITES
- FOREST RIDGE CAMPSITES
- FRST LAKE CAMPSITES
- FRST LAKES CAMPSITES
- GIBSON & GOTHERMANS ADD
- HI-LAND COURT
- HIGLEY
- LAKE ELLA
- LAKE MURPHY ESTATES
- LEE ACRES
- LYNNWOOD
- MAGNOLIA POINTE
- MERRILL-VAUGHN SUBDIVISION
- NICOTOON LAKE
- NON SUBDIVISION
- NORTH UMATILLA
- R P GUERRANTS SUB
- ROLLING WOODS
- ROLLING WOODS 4 SEC 2
- SANDY ACRES
- SANDY ACRES ESTATE
- SEASONS AT MAGNOLIA POINTE
- SEC 21 TWP 17 RGE 25 PLAT BOOK UNR PAGE 214 BIG TR
- SHORELIN RANCH
- SHORELINE RANCH
- SILVER BEACH HEIGHTS
- SILVER LAKE PARK
- THREE LAKES SUB
- TWIN LAKES ESTATES
- UMATILLA BRYN MAWR ON LAKE
- UMATILLA BUENA VISTA SUB
- UMATILLA COTTAGES AT WATERS EDGE
- UMATILLA DE VAULTS
- UMATILLA GILES & HAUCK
- UMATILLA LAKE MARY ESTATES SUB
- UMATILLA LAKE REGION REALTY CO
- UMATILLA LOCH LOMOND
- UMATILLA MITCHENORS ADD
- UMATILLA NORTH UMATILLA
- UMATILLA OAK PARK
- UMATILLA ORANGE COURT
- UMATILLA OSCEOLA PARK
- UMATILLA PALM COURT
- UMATILLA SINKS SUB
- UMATILLA SOUTHERN SHORES
- UMATILLA SWISS BELLEVUE SUB
- UMATILLA TURPENTINE COS
- UMATILLA VETERANS VILLAGE
- UMATILLA YANCEYS ADD
- UNINCORPORATED
- VISTA OAKS
Market Summary
Current real estate data for Single Family in UMATILLA as of Apr 30, 2026
103
Single Family Listed
124
Avg DOM
243
Avg $ / SqFt
$443,653
Avg List Price
Property Summary
- Located in the UMATILLA COTTAGES AT WATERS EDGE subdivision, UMATILLA FL is a Single Family for sale in UMATILLA, FL, 32784. It is listed for $294,999 and features 3 beds, 2 baths, and has approximately 1,329 square feet of living space, and was originally constructed in 2018. The current price per square foot is $222. The average price per square foot for Single Family listings in UMATILLA is $243. The average listing price for Single Family in UMATILLA is $443,653. To schedule a showing of MLS#o6378059 at in UMATILLA, FL, contact your Charles Rutenberg Realty agent at (407) 619-0129.
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Courtesy of LPT REALTY, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than Charles Rutenberg Realty include the name of the listing broker. Neither the listing company nor Charles Rutenberg Realty shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. UMATILLA, FL

