Lakefront Home – 264 S. Central Ave., Umatilla, FL
Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency.
Step inside to find a thoughtfully designed, energy-efficient home featuring:
Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6″ spray foam insulation in the ceiling and around windows for superior efficiency
Custom motorized blinds
Outdoor kitchen setup with gas stub out
The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades:
Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer)
Utilities & Infrastructure:
All underground utilities
Sewer lift station that pumps directly to the street sewer
This home is an energy-efficient masterpiece with thoughtful details throughout.
Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don’t miss this rare opportunity — schedule your private showing today!
This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.
Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency.
Step inside to find a thoughtfully designed, energy-efficient home featuring:
Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6″ spray foam insulation in the ceiling and around windows for superior efficiency
Custom motorized blinds
Outdoor kitchen setup with gas stub out
The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades:
Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer)
Utilities & Infrastructure:
All underground utilities
Sewer lift station that pumps directly to the street sewer
This home is an energy-efficient masterpiece with thoughtful details throughout.
Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don’t miss this rare opportunity — schedule your private showing today!
This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.
Property Details
Price:
$480,000
MLS #:
G5111097
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
UMATILLA MITCHENORS ADD
Neighborhood:
32784umatilladonavista
Listed Date:
Apr 16, 2026
Finished Sq Ft:
1,258
Total Sq Ft:
2,475
Lot Size:
19,472 sqft / 0.43 acres (approx)
Year Built:
2020
See this Listing
Schools
Elementary School:
Umatilla Elem
Middle School:
Umatilla Middle
High School:
Umatilla High
Interior
Appliances
Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Ceramic Tile
Heating
Central
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Construction Materials
Cement Siding, Wood Frame
Covered Spaces
2
Direction Faces
East
Exterior Features
Storage
Patio And Porch Features
Rear Porch, Screened
Roof
Shingle
View
Water
Window Features
Double Pane Windows
Financial
Tax Year
2025
Taxes
$6,857
Map
Community
- Address264 S CENTRAL AVENUE UMATILLA FL
- SubdivisionUMATILLA MITCHENORS ADD
- CityUMATILLA
- CountyLake
- Zip Code32784
Subdivisions in UMATILLA
- ACREAGE & UNREC
- BIG SCRUB CAMPSITES
- BIG TREE
- BIG TREE CAMPSITES
- BIG TREE CAMPSITES SEC D
- BIG TREE CAMPSITES SEC. D
- BRENNAND SUB
- CROOKED OAK ESTATES
- EAST UMATILLA
- EUSTIS PARK SUB
- FLORIDA ORANGE GROVE CORP
- FOREST LAKE CAMPSITES
- FOREST RIDGE CAMPSITES
- FRST LAKE CAMPSITES
- FRST LAKES CAMPSITES
- GIBSON & GOTHERMANS ADD
- HI-LAND COURT
- HIGLEY
- LAKE ELLA
- LAKE MURPHY ESTATES
- LEE ACRES
- LYNNWOOD
- MAGNOLIA POINTE
- MERRILL-VAUGHN SUBDIVISION
- NICOTOON LAKE
- NON SUBDIVISION
- NORTH UMATILLA
- R P GUERRANTS SUB
- ROLLING WOODS
- ROLLING WOODS 4 SEC 2
- SANDY ACRES
- SANDY ACRES ESTATE
- SEASONS AT MAGNOLIA POINTE
- SEC 21 TWP 17 RGE 25 PLAT BOOK UNR PAGE 214 BIG TR
- SHORELIN RANCH
- SHORELINE RANCH
- SILVER BEACH HEIGHTS
- SILVER LAKE PARK
- THREE LAKES SUB
- TWIN LAKES ESTATES
- UMATILLA BRYN MAWR ON LAKE
- UMATILLA BUENA VISTA SUB
- UMATILLA COTTAGES AT WATERS EDGE
- UMATILLA DE VAULTS
- UMATILLA GILES & HAUCK
- UMATILLA LAKE MARY ESTATES SUB
- UMATILLA LAKE REGION REALTY CO
- UMATILLA LOCH LOMOND
- UMATILLA MITCHENORS ADD
- UMATILLA NORTH UMATILLA
- UMATILLA OAK PARK
- UMATILLA ORANGE COURT
- UMATILLA OSCEOLA PARK
- UMATILLA PALM COURT
- UMATILLA SINKS SUB
- UMATILLA SOUTHERN SHORES
- UMATILLA SWISS BELLEVUE SUB
- UMATILLA TURPENTINE COS
- UMATILLA VETERANS VILLAGE
- UMATILLA YANCEYS ADD
- UNINCORPORATED
- VISTA OAKS
Market Summary
Current real estate data for Single Family in UMATILLA as of Apr 29, 2026
104
Single Family Listed
123
Avg DOM
243
Avg $ / SqFt
$441,887
Avg List Price
Property Summary
- Located in the UMATILLA MITCHENORS ADD subdivision, 264 S CENTRAL AVENUE UMATILLA FL is a Single Family for sale in UMATILLA, FL, 32784. It is listed for $480,000 and features 2 beds, 2 baths, and has approximately 1,258 square feet of living space, and was originally constructed in 2020. The current price per square foot is $382. The average price per square foot for Single Family listings in UMATILLA is $243. The average listing price for Single Family in UMATILLA is $441,887. To schedule a showing of MLS#g5111097 at 264 S CENTRAL AVENUE in UMATILLA, FL, contact your Charles Rutenberg Realty agent at (407) 619-0129.
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Courtesy of RLW REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than Charles Rutenberg Realty include the name of the listing broker. Neither the listing company nor Charles Rutenberg Realty shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 264 S CENTRAL AVENUE
UMATILLA, FL

